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Regular Checking--- Limitations: You must deposit $100.00 to open the account.Account fees: If your balance falls below $1000.00 on any day in the month, your account will be subject to an $8.00 Service Charge for that month.

Activity Service Charge: An activity service charge fee of $.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of 50 during a statement cycle. This fee will apply if the required minimum daily balance falls below $1000.00 on any one day during the statement cycle.
 
Now Account----This is an interest bearing account. Please contact us for current interest rates and annual percentage yield.
Limitations: You must deposit $1500.00 to open this account.
Balance Information: We use the average daily balance method to calculate the interest on the account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. You must maintain a minimum average daily balance of $1500.00 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. 
Account Fees: If your balance falls below $1500.00 on any day in the month, your account will be subject to an $8.00 Service Charge for that month.
Activity Service Charge: An activity service charge fee of $.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of 50 during a statement cycle. This fee will apply if the required minimum daily balance falls below $1500.00 on any one day during the statement cycle.
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